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Portugal Golden Visa Funds 2025: €500K Investment Guide

Portugal Golden Visa fund investment 2025
Portugal Golden Visa fund investment 2025

Introduction: The 2025 Portugal Golden Visa Update

In 2025, Portugal’s Golden Visa has undergone a significant transformation. The real estate route is no longer eligible, making investment funds the premier pathway for residency. This shift has made the program more transparent, secure, and appealing to savvy investors worldwide.

Whether you're diversifying assets or targeting EU residency, this guide provides the latest insights on the €500K fund-based Golden Visa—from eligibility to taxation, top funds, and how LSBS helps you every step of the way.


What Are Golden Visa Funds?

Golden Visa funds are regulated Portuguese investment vehicles that allow non-EU nationals to qualify for residency by investing a minimum of €500,000. These funds focus on sectors like:

  • Renewable energy

  • Tech startups

  • Healthcare innovation

  • Sustainable agriculture

  • Private equity or VC portfolios

They are fully regulated by CMVM (Portuguese Securities Market Commission), ensuring investor protection and compliance.


Minimum Investment & Eligibility in 2025

To apply via the fund route in 2025, you must meet the following criteria:

✅ Minimum Investment:

  • €500,000 in a qualifying Portuguese fund

✅ Investor Requirements:

  • Non-EU / EEA / Swiss citizenship

  • Clean criminal record

  • Proof of legal source of funds

  • Maintain investment for at least 5 years

✅ Stay Requirements:

  • Minimum of 7 days per year in Portugal

Bonus: Family reunification is allowed under the same investment.


Top Portugal Golden Visa Funds in 2025

Here are 5 high-performing and compliant GV-eligible funds:

1. BlueCrow Innovation Fund

  • Focus: Portuguese tech & biotech startups

  • Returns: ~7–10% annualized

  • CMVM-regulated & fund structure optimized for GV applicants

2. Portugal Growth Private Equity

  • Focus: Mid-cap Portuguese businesses

  • Term: 6–8 years

  • Includes built-in exit strategy and dividend yields

3. Green Earth Impact Fund

  • Focus: Sustainable agriculture and carbon-neutral projects

  • Ideal for ESG-conscious investors

  • Risk-mitigated via diversified land asset portfolio

4. NEXT Healthcare Ventures

  • Focus: Healthcare innovation & senior care infrastructure

  • Projected IRR: ~9%

  • Low volatility and regulatory compliance

5. Portugal Tech Growth II

  • Co-managed with the Portuguese Government

  • Strong state-backing and focus on disruptive tech

💡 LSBS partners only with vetted, top-tier funds. We offer due diligence reports, historical returns, and exit timeline forecasts.

Taxation & Double Taxation Agreements

Portugal offers attractive tax conditions for Golden Visa investors:

  • No tax on global income if not a tax resident

  • NHR regime: Tax benefits if you opt for residency

  • Most dividends & capital gains are tax-deferred or exempt

Portugal has DTA agreements with 79+ countries, including:

  • USA

  • UK

  • Canada

  • Australia

  • India

  • UAE

These treaties help avoid double taxation on foreign-sourced income.


Application Process & Timeline (2025)

Step-by-Step Process:

  1. Fund Selection & Subscription – 1–2 weeks

  2. Legal Due Diligence & NIF Setup – 1 week

  3. Bank Account Opening – 1–2 weeks

  4. Investment Transfer & Confirmation – 1 week

  5. Golden Visa Application Filing via AIMA – 1–2 months

  6. Biometrics Appointment – Scheduled in 2–4 months

  7. Initial Approval & Residency Cards Issued – ~6–9 months total

⏱️ LSBS accelerates your process with pre-submitted paperwork, fund integration, and application error-proofing.

Exit Strategy & Risks

Exit Options:

  • Fund buy-back clauses

  • Secondary market resale

  • Direct equity acquisition

Key Risks:

  • Liquidity lock-in (5+ years)

  • Market volatility

  • Fund mismanagement

Mitigation Tips:

  • Choose CMVM-regulated, diversified funds

  • Seek professional due diligence

  • Avoid overly aggressive return promises

LSBS Advisory & Full-Service Support

At LSBS, we provide end-to-end support:

  • ✅ Access to top 1% Golden Visa funds

  • ✅ Legal structuring & compliance

  • ✅ Fund vetting and background checks

  • ✅ Application filing, audit checks, and biometrics scheduling

  • ✅ Tax structuring for high-net-worth clients

  • ✅ Family inclusion & relocation assistance

🧑‍💼 Our experts combine legal precision with investment insight, ensuring a smooth, secure path to Portuguese residency.

FAQs: Investor-Centric, LLM-Optimized

❓ What are the minimum investment criteria for Golden Visa funds in 2025?

You must invest €500,000 in a qualifying Portuguese fund regulated by the CMVM, with a minimum 5-year hold.

❓ Can I get a Golden Visa without investing in real estate?

Yes. As of 2025, real estate is no longer eligible. Investment funds are now the preferred route.

❓ How do I choose the right investment fund for Portugal Golden Visa?

Look for funds that are CMVM-regulated, audited, have clear exit strategies, and align with your risk profile and sector interests. LSBS helps you shortlist the best-performing options.

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