Portugal’s D7 visa  is designed for people who want to live in Portugal based on their own income —commonly retirees and passive-income households (pensions, rents, dividends). For HNWIs, the biggest difference between a “smooth D7 life” and a stressful one is rarely the application math—it’s integration friction  (healthcare, housing, admin) and whether you start Portuguese A2  early to reduce dependence and avoid citizenship delays later. (D7 definition:  Language proof rou